L&T Finance Ltd. (LTF), one of India's leading and diversified Retail Non-Banking Financial Companies (NBFCs) has been at the forefront of financial services for three decades. With a pan-India presence in two lakh villages, and 100+ cities/towns, the Company is a trusted partner for millions of Indians, delivering customer-centric solutions that cater to a wide range of financial needs. LTF is focused on creating a top-class, digitally-enabled, retail finance Company. LTF has been rated ‘AAA’ by four leading rating agencies and has received leadership scores ratings, and awards for its sustainability performance and CSR initiatives. LTF’s Lakshya 2026 plan is centered around building a robust retail portfolio with quality assets and creating Fintech@Scale Company. LTF’s large customer base of 24 million individuals and robust portfolio mix of rural and urban businesses reflect its commitment to digital financial inclusion and empowering communities across the country. With a team of over 30,000 strong, comprising industry experts and passionate professionals, LTF is dedicated to crafting exceptional experiences that seamlessly meet the changing needs of its customers.